Signing up was easy, everything was clearly explained to me. I got documents by fax that were easy to read and understand.
My lenders agreed to the terms quickly. In June 2010 I had almost $18,000 in credit card debt and was told that it would take about 5 years to pay off. My last payment is this month. Every email I've sent has been answered.
I think their fees are reasonable for what they do. Using this service took a huge amount of stress off of me, not having to deal with phone calls and threat letters and the possibility of wage garnishment.
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